Re-balance Cycle Reminder All MyPlanIQ’s newsletters are archived here.

For regular SAA and TAA portfolios, the next re-balance will be on Monday, April 13, 2015. You can also find the re-balance calendar for 2014 on ‘Dashboard‘ page once you log in.

As a reminder to expert users: advanced portfolios are still re-balanced based on their original re-balance schedules and they are not the same as those used in Strategic and Tactical Asset Allocation (SAA and TAA) portfolios of a plan.

Please note that we now list the next re-balance date on every portfolio page.

Newsletter Collection Update

It’s been nine months since we updated our  newsletter collections last time. In this newsletter, we again want to update the collections. We believe the newsletters present our philosophy, methodology and various thoughts in retirement investments. Please remember you can always find this link on our articles page (pull down menu from Newsletters tab). 

In general, we don’t include those that are time sensitive materials on markets in the collections. However, they are still of interests to readers to review: 

Market reviews

We again would like to draw readers attention on a previous newsletter  October 28, 2013: What Can We Learn From The 1987 Stock Market Crash?. In the newsletter, we stated that: 

Trend following (or momentum) tactical asset allocation strategy can not avoid the crash

From the chart above, one can see that leading to the October 1987, all of the major risk asset classes (US stocks, international stocks and US REITs) were clearly in an uptrend. The decline started gradually and then from October 14, it had a series of non-stop declines, leading to the largest decline on October 19. On the other hand, the long term bond didn’t give any warning: its price kept declining until October 19, a perfect synchronized (or correlated) act between stocks and bonds. 

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